About Cardo AI

Since 2018, Cardo AI has been empowering banks, trustees, and investors with a platform that optimizes portfolios, streamlines transactions, and unlocks new growth opportunities. With over $40Bn in assets under management, our goal is to expand the ABF market beyond $40Tn while fostering a future based on speed, confidence, and innovation. By combining automated workflows, comprehensive data, and AI-driven insights, we turn complexity into opportunity, helping clients stay ahead in an evolving market.

Encina, Blackstone, and other top institutions trust Cardo AI to power their private credit strategies.

We’ve closed a funding round co-led by Blackstone, FinTop Capital, and JAM Fintop to accelerate our mission: making Private Credit and Asset-Based Finance markets more accessible and scalable.

For more details, visit our website at https://cardoai.com/.

The Role

As a Senior Structured Finance Specialist (Remote - East Coast US), you will play a key role in executing structured credit transactions across various asset classes. Reporting to the Head of Client Integration, you will collaborate with financial institutions, alternative investors, and internal teams to deliver data-driven solutions that drive industry transformation.

This is a senior, high impact remote role, requiring autonomy, leadership, and the ability to manage complex projects without constant supervision. You’ll have exposure to global stakeholders and the opportunity to take ownership of critical initiatives in the alternative investment space.

Why Cardo AI?

Joining Cardo AI is more than a job, it’s an opportunity to shape the future of Private Credit and ABF markets.

Two primary differentiators for this role:

Client Ownership: Manage client relationships end-to-end, acting as a trusted advisor and driving impactful outcomes.
Mentorship: Guide and develop junior team members, sharing expertise in structured finance and transaction execution.

We value innovation, risk-taking, and deep sector expertise, offering mentorship and career growth for top performers

Job requirements :

5+ years of experience in structured finance, securitizations, leveraged finance, or asset-based lending.
Strong analytical skills and experience working with large datasets. Familiarity with SQL and other tools is preferred, but we offer training.
A problem-solving mindset and ability to drive projects forward autonomously.
Exceptional communication skills and a passion for client interaction in a fast-paced, high-growth environment.

Responsibilities:

Transaction Analysis - Analyze securitization and asset-based lending structures, extracting key insights from reports, legal documentation, and transaction mechanics to optimize investment strategies.
Data Integration & Modeling - Work with large datasets, mapping data sources to Cardo AI’s proprietary financial models. Experience with SQL, Python, R, or similar tools is a plus, but training will be provided.
Client Collaboration - Act as a trusted advisor to financial institutions, delivering tailored solutions that enhance efficiency and returns.
Cross-Functional Engagement - Collaborate with Customer Success, Product, and Engineering teams to ensure seamless process implementation.
Client Ownership and Mentorship

What We Offer

💡 Autonomy & Influence: Take ownership of your work and make decisions that shape the industry.
📈 Growth & Learning: Enjoy training, mentorship, and the flexibility to evolve within the company.
💼 Work-Life Balance & Flexibility: Remote-first work with hours aligned to Eastern Time to support both personal and professional life.
🎯 Challenging Problems to Solve: Tackle meaningful challenges that will sharpen your skills.
💙 A Culture of Care: We prioritize teamwork, transparency, and a customer-first approach.

Benefits & Compensation
💰 Competitive pay range: $110,000 - $170,000, with flexibility based on experience, seniority, and industry knowledge.
🏥 Comprehensive Benefits: Healthcare, dental, and vision insurance.
💼 Retirement Plan: A competitive plan for your future.
🌴 Paid Time Off: Generous leave policies to help you recharge.
🚀 Collaborative Culture: Work with a team that values creativity and initiative.

Ready to Redefine Work?

Join Cardo AI and let boldness and creativity reign. Together, we'll shape the future of fintech!